Loan Calculator

Calculate monthly loan payments, interest rates, and repayment schedules quickly with this easy and accurate loan calculator.

Loan Details

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Repayment Summary

Monthly Installment$0.00
Total Interest$0.00
Total Repayment$0.00

Flat vs. Effective Interest

Understand the difference between Flat interest (calculated on the total loan) and Effective interest (Bunga Menurun, calculated on the remaining balance). Our tool provides clear comparisons for smarter borrowing.

Full Amortization Schedule

Get a month-by-month breakdown of your loan repayment. See exactly how much goes toward the principal versus interest over the entire duration of your loan.